Common Types of Insurance Coverage
- First-Party Coverage – First-party insurance is insurance that covers the losses of the person named on the policy. The policyholder may be a company, an individual, or a group of individuals of a particular class such as employees of a company, a person’s family, or occupants of a particular vehicle. A first-party claim is when the policyholder makes a claim against their own insurance policy.
- Third-Party Coverage – Third-party insurance is insurance that is purchased to protect a person against liability for damages or losses that they caused. The policyholder may be a company, an individual, or a group of individuals of a particular class (such as employees of a company, a person’s family, or occupants of a particular vehicle). A third-party claim is when someone makes a claim against someone else’s insurance policy.
Insurance law is highly complex and litigation cases are costly and protracted. The attorneys at J Lowe Law are ready to handle your complicated insurance litigation issues (first-party coverage, third-party coverage, etc.) by using our strong legal counsel to advocate for your best interests. Whether it be a coverage dispute or your insurer failing to fully compensate you, the attorneys at J Lowe Law are here to assist you every step of the way.